Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, destructiveHint=false, and openWorldHint, so the safety profile is fully covered and the description is not required to repeat it. The description adds scoping context ('per connected account over a period', implicitly a growth delta), but says nothing about granularity of the breakdown or limits imposed by the 365-day window.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.