Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Goes well beyond the annotations by disclosing null-clears-field behavior, list-replacement semantics for services, the type-switch guard (only with no Clients/Sites), the free-tier migration rule, that licenseTier/billingCycle are not editable here, and the attributable-user auth requirement.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.