Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare read-only, open-world, idempotent and non-destructive behavior, so the safety profile is covered. The description adds genuinely new information by disclosing the cost model ('Flat 5 points per successful run'), which is not in the annotations and helps the agent budget calls. It stops short of describing error or rate-limit behavior.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.