Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, openWorld and non-destructive, so the safety profile is covered. The description adds genuinely useful context the annotations do not: what the response contains and a per-call cost ('Flat 5 points per successful run'). It omits error/not-found behavior and rate limits, but for a read lookup this is solid.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.