Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full behavioral burden. It usefully adds cost ('Flat 5 points per successful run') and lists the return fields, but it does not disclose whether the operation is read-only, what permissions are required, or any rate-limit behavior. It adds some value beyond structured fields but leaves key behavioral context uncovered.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.