Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, openWorldHint=false, and destructiveHint=false, so safety is covered. The description goes beyond them by disclosing the primary return channel (a download link) and the conditional base64 fallback that changes response size and shape — genuinely useful behavior an agent cannot get from annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.