Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, destructiveHint=false and openWorldHint=false, so the safety profile is covered. The description adds real behavioral value by disclosing the breadth of returned data (Ofsted grades, broadband, nearby amenities), which tells the agent what one call actually yields. It doesn't mention failure behavior for a stale/invalid home_id.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.