Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and destructiveHint=false, so the safe read nature is covered. The description adds valuable behavioral context: insights are 'dated, sourced claim with its supporting figures,' which gives the agent a better understanding of the returned data structure and provenance, despite no mention of auth or rate limits.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.