Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare this is a read-only, idempotent, non-destructive, non-open-world call. The description adds useful substance beyond that by enumerating the content domains returned (plans, prices, credit allowances, charging model, add-ons), which tells the agent what data it will get. It doesn't cover caching or freshness of pricing data, so it isn't a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.