Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and destructiveHint=false, so the safety profile is clear. The description adds value by detailing the directional behavior: for a reflection ID it returns lower-tier memories, for a raw memory it returns reflections it was consolidated into. This goes beyond annotations without contradicting them.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.