Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive and closed-world, so the safety profile is fully covered. The description adds methodological context (each lens is measured against its 50-day average with a 20-day change; posture collapses to risk_on/risk_off/mixed) which is genuinely useful, but it does not address cost, latency, caching, or data staleness. With annotations carrying the safety burden, 3 is appropriate.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.