Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, destructiveHint=false and openWorldHint=false, so the safety profile is covered. The description adds genuinely useful behavior beyond that: a 20-credit cost, UK-only coverage, and an explanation of why pitch/orientation/shading are absent. The only reason this is a 3 rather than higher: it doesn't cover the batch nature of the call, rate limits, or partial-failure behavior for a multi-UPRN request.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.