Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive, and closed-world, so the safety profile is covered. The description adds genuinely non-structured context: UK-only coverage, a 20-credit (20p) cost, and the critical constraint that the tool is keyed on UPRN rather than address. It does not discuss result size or failure modes for an unknown UPRN, which keeps it short of a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.