Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover readOnly/idempotent/non-destructive, and the description adds substantial context beyond them: per-item outcome codes (ok | no_lease | not_found | error) in input order, per-property charging capped at the sum of single calls, the 5-credit price, and a UK-only constraint. That is rich behavioral disclosure.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.