Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive, closed-world, so the safety profile is covered. The description adds genuinely non-structured behavior: result ordering by gain, the commercial cost (40 credits / 40p) and the UK-only scope. It says nothing about pagination or the effect of the limit parameter, which keeps it short of a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.