Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly/idempotent/non-destructive/openWorld=false, yet the description still adds non-obvious behavior: cost of 15 credits (15p), a geographic restriction (UK only), and a conditional output rule (`price_trajectory` appears only with at least two priced snapshots). The empty-result semantics are exactly the kind of context annotations cannot express.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.