Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare the safety profile (readOnly, idempotent, non-destructive, closed-world). The description adds material context beyond them: UK-only scope, a 30-credit cost, and the default band behaviour (E/F/G), all of which affect whether and how an agent should call it. Return format is not described, but an output schema exists.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.