Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Adds substantial context beyond the annotations: 15-credit cost, UK-only scope, and detailed semantics of returned fields (`ml_primary`/`imputed` are predictions, `eligible_as_primary: false` marks context only, AVM back-series is scaled not corroborated). It honors the read-only/idempotent annotations without contradicting them and discloses cautionary behavior an agent must respect.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.