Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover read-only, idempotent, non-destructive, closed-world behavior, so the bar is lower. The description adds genuinely useful non-schema facts: UK-only coverage, free cost, and that the key is a UPRN rather than an address. It does not explain what max_drilldowns does or the latency/cost tradeoff it controls.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.