Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Against annotations that only cover the safety profile (readOnly, idempotent, non-destructive), the description adds substantial behavior: MEES is a legal bar not a valuation note, band letters are ranges not points, a null gap means unknown rather than 'already at potential', recommended_measures returns not_available (gap G3), and no monetary uplift figure is estimated. It also states cost (5 credits) and jurisdiction (UK only).
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.