Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive and closed-world, so the safety profile is covered; the description adds genuinely new behavior — London-only coverage, the empty-list-is-not-evidence caveat, cost ('Free'), and result ordering. It stops short of saying what happens when neither optional parameter is supplied or how far 'near' extends, which are the remaining behavioral unknowns.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.