Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the read-only/idempotent safety profile, and the description adds material context beyond them: the 10-credit cost, UK-only coverage, the repeat-sales index fallback chain (district → local authority → national), the `index_unavailable` carry-receipt behavior, and an explicit disclosure that the -10% relisting penalty is an assumption rather than a measured discount.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.