Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive, closed-world), so the description's marginal value is the "UK only" coverage boundary, the "Free" cost signal, and the crucial warning that the key is a UPRN rather than a free-text address. It doesn't discuss return shape or error behavior, but output schema exists so that is largely covered elsewhere.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.