Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive, non-open-world), so the description's added value is the pricing model (free vs priced OS AddressBase-backed siblings) and the UK-only geographic scope. These are genuinely useful behaviors not in the annotations, though pagination/rate behavior is left unstated.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.