Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive, open-world). The description adds genuinely useful behavior beyond that: classification is done 'from headers only (no bodies)', items carry reasons, and coverage is reported per account, plus the permission requirement 'Needs read; every plan'. This meaningfully informs the agent about data access and output character.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.