Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare the mutation/safety profile (readOnlyHint=false, destructiveHint=false), and the description adds genuinely new context: a credit cost of 1 per requested second and that the call is asynchronous, returning a project id. It does not say whether a failed generation still burns credits or how long generation typically takes, which keeps it from a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.