Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish that this is a safe, read-only, closed-world lookup, so the bar is lower. The description adds genuine value by disclosing what the response contains (top memories, relationships, aliases), which is important given there is no output schema; it stops short of noting behavior when a key resolves to nothing or how many 'top memories' are returned.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.