Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, and destructiveHint=false, so the safety profile is covered. The description adds genuinely new context the annotations do not: that the call is free and that it returns a projection (shares received and fee) rather than performing a purchase, which anchors the read-only semantics to a concrete outcome.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.