Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=false and destructiveHint=false, so the mutation/safety profile is covered. The description adds a meaningful behavioral constraint beyond the annotations: it must only be invoked at the user's request or with consent, because the product structure belongs to the team. It does not cover validation errors, permissions, or what happens to existing structure, but it adds real context the annotations do not.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.