Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
The annotations already declare readOnlyHint=true and destructiveHint=false, and the description adds substantial behavioral context beyond that: conditional PBoC inclusion, G4 vs G3 basis, US net liquidity sub-component, and Mako-curated provenance fields. This gives an agent a realistic picture of how the result may vary by data availability without contradicting the annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.