Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, destructiveHint=false and openWorldHint=true, so the safety profile is covered and the description doesn't contradict it. The description adds only that each plan carries prices and inclusions and that plan choice is the owner's decision. It says nothing about authentication (the api_key parameter), pagination, or whether plan data is live or cached.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.