Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare destructiveHint=true and readOnlyHint=false, so the description does not need to restate that the operation modifies state. However, it adds no extra behavioral context beyond the action, such as the effect on the source path or the overwrite option's consequences. Since annotations cover the destructive nature, a neutral score of 3 is appropriate.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.