Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, so the agent knows this is a safe read operation. The description adds value by listing the specific details returned, which goes beyond the annotation. It does not mention any other behaviors (e.g., auth requirements, rate limits), but the output schema likely covers return structure. Given the annotation covers safety, a 4 is appropriate.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.