Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=false, openWorldHint=true and idempotentHint=false, so the description's job is to add nuance, which it does: it explains the upload-domain validation constraint and that the result is { id, path } or { error }. It does not cover size/type limits, overwrite or duplicate behavior, which would be needed for a full 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.