Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, destructiveHint=false and openWorldHint=false, so safety and repeatability are covered. The description's added value is the inventory of returned fields, which is genuinely useful context for a tool with no output schema. It does not disclose auth/scope requirements or error behavior, so it goes slightly beyond the annotations but not far.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.