Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish readOnlyHint, idempotentHint, destructiveHint=false and closed-world, so the safety profile is covered. The description adds value beyond that by disclosing the semantic content of the response (which consent model applies, which signup sources are treated as opted in) and positioning it as a prerequisite read, though it says nothing about auth requirements or freshness.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.