Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full behavioral burden. It reveals the output behavior ('Returns whether the answer was accepted and the next step') and the special case of a signed receipt after the fifth step, which is meaningful. It does not discuss side effects deeper than 'submits', but it provides more detail than most tool descriptions.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.