Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly/idempotent/non-destructive, so the safety profile is covered. The description adds real context beyond that: the instance must be 'live' and 'owned by this agent', and it discloses inheritance semantics ('mcp_require_confirm (null=inherit)') plus an 'effective_confirm' resolution field, which is genuine behavioral detail about how the value is computed.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.