Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare the full safety profile (readOnly, idempotent, non-destructive, openWorld), so the bar is lower. The description adds a meaningful access-scope constraint that annotations do not cover: the run must belong to this user's agent, which tells the agent an ownership check can fail.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.