Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare write (readOnlyHint=false), non-idempotent, non-destructive, open-world. The description adds real behavioral context beyond that: the instance is created in a default 'pending' state and only runs immediately when explicitly requested. It still doesn't say what happens on failure or duplicate names, which would be needed for a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.