Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, open-world, non-destructive, so the safety profile is fully covered by structured data. The description adds one genuinely non-schema behavior: an instruction to summarize the steps performed when presenting results, plus the fact that overlay defaults to patterns. It says nothing about cost, latency, or data scope beyond the annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.