Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?
With no output schema, the description does useful work in sketching the return (metadata, resource link, optional content), but it leaves the meaning of accountId and the failure mode for oversized attachments undefined. For a 4-parameter download tool with zero schema documentation, that is adequate but incomplete.
Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.