Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and closed-world behavior, so the safety profile is covered. The description adds that rules and metrics are returned, but since an output schema exists this is redundant; it does not disclose permissions, error behavior, or other traits. With annotations doing the heavy lifting, a 3 is appropriate.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.