Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, destructiveHint=false, so the safety profile is covered. The description adds genuinely new behavioral context beyond them: results may contain end-user personal data and must be quoted minimally with identifiers masked. It stops short of describing failure modes for stale/invalid locators.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.