Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare the tool read-only, idempotent, and non-destructive, so the description's job is lighter. It adds meaningful context by specifying that only published testimonials are returned and what fields each item contains, which is useful beyond the schema.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.