Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, openWorldHint=true, idempotentHint=true, and destructiveHint=false, covering the safety profile. The description adds minimal behavioral context beyond 'net token flows' and 'accumulation/distribution', but does not contradict annotations. No mention of rate limits, pagination behavior, or data timeframes beyond what schema provides.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.