Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint and openWorldHint, so the safety profile is covered. The description adds genuinely useful context beyond the annotations: the operation is free, the auth requirement (connected account or dv_sk_ key), the pricing convention (1 credit = $1.00), and the underlying endpoint.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.