Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, openWorldHint, and destructiveHint=false, so the description does not need to repeat safety properties. It adds useful behavioral context: the tool returns a composition plan (not an execution or purchase) and notes that each capability retains its usage terms.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.