Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations declare only the generic safety profile (not read-only, not destructive, not idempotent); the description adds behavior they don't capture — state transitions (image/asset -> 'complete' immediately, audio/video -> 'processing'), the exact 400 failure modes (no bytes PUT, item not owned), and the returned shape. This is meaningful disclosure beyond the structured fields.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.