Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare idempotentHint=true, destructiveHint=false, and readOnlyHint=false, so the safety profile is covered. The description adds real context beyond that: the server verifies the caller is the invitee via email/tenant match, and the invitation must still be pending. It stops short of saying what a successful decline returns or what error surfaces on a mismatch, hence a 4 rather than 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.